- Estate Planning
- Guardianship & Incapacity
- Livings Wills & Healthcare Surrogates
- Long-Term Care Planning & Asset Protection
- Medicaid Planning & Veterans Benefits
- Power of Attorney & Living Wills
- Probate & Trust Administration
- Social Security
- Supplemental Needs Trusts
- Wills & Trusts
Help for Veterans with Below Poverty Level Income
The Florida Legislature approved $500,000 in funding to staff and launch a statewide Veterans Legal Helpline Project. The Florida Department of Veterans Affairs has partnered with Bay Area Legal Services to lead the initiative, which is now underway. To be eligible for the services a Veteran must have very low income. The Legal Services Corporation […]read more >
Benefits of Providing Toys for People with Dementia
Anyone who has cared for or has a loved one with dementia would most likely be familiar with the anxiety or agitation that seniors with dementia often show. Those with dementia are often frustrated that their minds may not be as sharp as they used to be and their mental abilities are lacking, whether they […]read more >
ABLE Accounts – Saving for Future Qualified Disability Expenses
There is a relatively new planning technique in Florida that allows persons who were disabled before age 26 to save for future qualified disability expenses. These savings accounts are called ABLE Accounts. It all started in December 2014 when The Stephen Beck, Jr. Achieving a Better Life Experience (ABLE) Act was enacted by Congress. The […]read more >
Elimination of Medicaid Retroactive Eligibility
Effective February 1, 2019, persons seeking Medicaid benefits to cover the cost of long-term care in a skilled nursing facility can no longer qualify for up to three months of retroactive benefits. Prior to the change, an application could be filed in one month, and for each previous month the patient met all the Medicaid […]read more >
Can I Keep My Pension if I Go On Medicaid?
Medicaid helps cover the costs of long-term care, nursing home costs and other medical expenses. However, Medicaid only provides coverage to people with limited income and limited countable assets. If you receive a pension, the amount may be too high for you to qualify for Medicaid to help get the cost of nursing home […]read more >
What Assets Can I Keep When My Spouse Qualifies for Medicaid?
If your spouse requires long-term care in a skilled nursing facility, the costs can be significant. Nursing homes can cost nearly $100,000 per year and many retirees could quickly exhaust their entire life savings paying for the costs of nursing care. This is a big problem when one spouse needs to go into a nursing home […]read more >
Do VA Benefits Pay for a Nursing Home?
The Department of Veterans Affairs provides benefits to eligible former military members. Eligible veterans can apply for VA health care services and receive subsidized or free care depending upon their years of service, whether they have a service-connected disability, and their income. If you qualify for veterans benefits and you need long-term care, it is […]read more >
Does Medicaid Pay For Long-term Care in the Home?
Medicaid provides important benefits for seniors and other individuals who are unable to care for themselves and who need long-term care. While many seniors benefit from Medicaid coverage to help pay the cost of a nursing home, there are also situations where a senior or his/her family members want to ensure that their loved one […]read more >
Florida Medicaid Planning: Can’t I Just Give My Assets Away and Qualify for Medicaid Benefits?
As you become older, you may incur significant medical expenses, even when you are covered by Medicare. Medicare, the insurance designed to cover all elderly Americans, provides some coverage but requires you to pay a percentage of expenses and may not offer full payment for things like assisted living or nursing home care. Fact is […]read more >
Avoid Blowing Veteran’s Benefits
Check out this article from WealthManagement.com. It talks about how selling trusts and life insurance to war veterans can be tricky. Dealing with both Medicaid and VA rules can be very complicated. One misstep could disqualify a veteran from important benefits. Click on the following link to read the article: Avoid Blowing Veteran’s Benefitsread more >