Senior Sweethearts

For many people, the month of February centers around Valentine’s Day (thank you Hallmark). It is a time for couples, both young and old, to reconnect and share memories together. However, for many elderly couples, dementia and Alzheimer’s make the trip down memory lane difficult. Many elderly end up in nursing homes or other care […]

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Do You Need Money From Your Retirement Accounts?

In the current economy, a retirement plan, IRA, 401(K), or other qualified plan, is often a family’s largest asset. With loans difficult to obtain, accessing retirement funds may be critical, especially if you can do without early-withdrawal penalties. The general rule is that for persons under the age of 59 ½ early withdrawal costs a 10% penalty […]

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