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Do You Need Money From Your Retirement Accounts?
In the current economy, a retirement plan, IRA, 401(K), or other qualified plan, is often a family’s largest asset. With loans difficult to obtain, accessing retirement funds may be critical, especially if you can do without early-withdrawal penalties. The general rule is that for persons under the age of 59 ½ early withdrawal costs a 10% penalty […]
read more >Required Minimum Distributions Are Back for 2010
You would probably be hard pressed to name a positive result of the 2008 market crash, but Congress did make one temporary change that benefited retirees over age 70-1/2. A one-year moratorium on required minimum distributions (RMD) from IRA and 401(k) accounts was enacted for the year 2009. This helped seniors in two ways. First, […]
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